PayPak Standard empowers every Pakistani with a world class modern and safe payment solution. The PayPak Standard debit card provides customers with easy access to their funds, anytime and anywhere.Customers can easily access funds in their account through PayPak debit card that is accepted at all ATMs across Pakistan and at various restaurants, shops, malls, and e-commerce websites. All transactions are locally routed within Pakistan keeping customer’s personal information safe and secure as there is no need for cross-border transfer of any data.
Note: The PayPak Standard (Mono-badge) card is designed for domestic use only, while the PayPak Standard (Co-badged) card can be used for both domestic and international transactions, making it ideal for those who require access to global payment networks.
PayPak Standard Features:
PayPak Standard values your peace of mind and offers exclusive insurance/takaful coverage through partnerships with top providers. This benefit ensures financial security for your loved ones, whether you are a new or existing PayPak Standard cardholder.
• Life’s Benefit: PKR 100,000 in case of death due to any cause.
• Accidental Death Benefit: PKR 200,000 in case of death due to accidental cause.
• Daily Hospital Cash Benefit: PKR 2,000 daily (PKR 360,000 annual limit)
• Daily ICU Benefit: PKR 4,000 daily (PKR 720,000 annual limit)
• Consecutive Hospitalization: 30 days
• Hospitalization: For 24 hours PayPak Standard Fraud Protection
Your security is our priority. PayPak Standard offers protection of up to PKR 30,000 per card per year against fraudulent or unauthorized transactions, including:
PayPak Standard is a debit card that provides easy access to funds at ATMs and across various merchants in Pakistan. It also supports contact and contactless payments with advanced chip technology.
Mono-badged: used only for domestic transactions within Pakistan.
Co-badged: used for both domestic and international transactions.
PayPak Standard offers exclusive discounts at over 30,000 merchant locations across Pakistan through the Golootlo app, available 365 days a year.
PayPak Standard offers Life Insurance/Takaful coverage up to PKR 100,000 and Fraud Protection up to PKR 30,000 per year.
PayPak Standard cardholders get 10% off on domestic and international flights with PIA and 10% off on domestic flights with AirSial.
Cards can be requested through PayPak issuing banks and FIs
PayPak Standard fees vary based on issuer’s bank/FI schedule of charges.
Yes, PayPak Standard is acceptable at over 18,500 ATMs across Pakistan.
Yes, PayPak Standard is accepted on over 125,000 POS machines across Pakistan.
Yes, PayPak Standard can be used for online shopping at 3000+ eCommerce merchants.
Yes, the Co-badged variant of PayPak Standard card can be used for international transactions. PayPak cards are usually co-badged with UPI and JCB, providing cardholders with access to conduct transactions globally.